Travel Insurance
We just purchased our travel insurance for our next trip, actually travel health insurance. Each year it gets more expensive and this is generally due to age and related health issues. We have found that if you have any existing conditions that are stable you can still obtain health insurance, although the price will be higher than it would be if you did not have the health issue. It is all about the risk of a claim and how much money they will be able to make off of you. They may not insure existing conditions, but then you do not want to go anywhere without coverage.
Travel Insurance – Don’t take the Risk
If your particular health issue is not stable, your health insurance is going to be really high and depending on what it is, you may not be able to obtain insurance at all. This is one of the things that you have to deal with if you leave the province to another province or to another country, particularly the United States.
Answer all of the questions carefully and accurately. You do not want the insurance declined because you made a mistake about something. It could be a very expensive mistake!
Travel Insurance and health insurance are actually two different things. Travel insurance insures your travel expenses, while health insurance covers expenses associated with health claims if you need to go to the hospital or to a clinic. Having experienced major claims several times, we feel that health insurance is a definite must.
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