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	<title>GCCIBlog, Financial Planning, Retirement Issues and more</title>
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	<description>Current events, news, opinions, consumer information, you name it and we can blog about it</description>
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		<title>Not Saving Enough for Retirement!</title>
		<link>http://gccihome.com/not-saving-enough-for-retirement/</link>
		<comments>http://gccihome.com/not-saving-enough-for-retirement/#comments</comments>
		<pubDate>Sat, 21 Jan 2012 19:48:52 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Savings Plans]]></category>
		<category><![CDATA[not saving enough for retirement]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[retirement expenses]]></category>
		<category><![CDATA[retirement planning]]></category>

		<guid isPermaLink="false">http://gccihome.com/?p=540</guid>
		<description><![CDATA[A recent poll released by one of the big Canadian banks, CIBC, indicates that a large percentage of Canadians are not financially prepared for their retirement! This may come as a surprise to many people in the US who have the impression that Canadians are conservative savers and have a sound banking system. We may [...]]]></description>
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		<title>Living Pay Check To Pay Check</title>
		<link>http://gccihome.com/living-pay-check-to-pay-check/</link>
		<comments>http://gccihome.com/living-pay-check-to-pay-check/#comments</comments>
		<pubDate>Sat, 07 Jan 2012 13:10:43 +0000</pubDate>
		<dc:creator>Paul</dc:creator>
				<category><![CDATA[Consumer Budgets]]></category>
		<category><![CDATA[Savings Plans]]></category>
		<category><![CDATA[living paycheck to pay check]]></category>
		<category><![CDATA[pay check]]></category>
		<category><![CDATA[paycheck]]></category>
		<category><![CDATA[paycheque]]></category>

		<guid isPermaLink="false">http://gccihome.com/?p=214</guid>
		<description><![CDATA[We normally talk about retirement planning and getting ready for retirement, however we felt that this topic was so important that we wanted to post it here on this web site. If you can get your monthly budget under control and develop some savings, you will be at far less risk of losing your home [...]]]></description>
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		</item>
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		<title>How Much do You Really Need to Retire</title>
		<link>http://gccihome.com/how-much-do-you-really-need-to-retire/</link>
		<comments>http://gccihome.com/how-much-do-you-really-need-to-retire/#comments</comments>
		<pubDate>Wed, 21 Dec 2011 15:02:12 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[how much do you really need to retire]]></category>
		<category><![CDATA[retirement budget]]></category>
		<category><![CDATA[retirement expenses]]></category>
		<category><![CDATA[retirement financials]]></category>
		<category><![CDATA[retirement plan]]></category>
		<category><![CDATA[retirement planning]]></category>

		<guid isPermaLink="false">http://gccihome.com/?p=485</guid>
		<description><![CDATA[How much do you really need to retire? this is the question that many millions of people are asking themselves as they approach the time in their lives were they might consider retiring. We wrote an extensive post about this subject mack in March 2010 and felt that we should repeat some of the ideas [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How do You Know It is Time to Retire</title>
		<link>http://gccihome.com/how-do-you-know-it-is-time-to-retire/</link>
		<comments>http://gccihome.com/how-do-you-know-it-is-time-to-retire/#comments</comments>
		<pubDate>Wed, 07 Dec 2011 22:26:14 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[How do You Know It is Time to Retire]]></category>
		<category><![CDATA[life after 65]]></category>
		<category><![CDATA[retirement at 65]]></category>
		<category><![CDATA[retirement budget]]></category>
		<category><![CDATA[retirement expenses]]></category>
		<category><![CDATA[retirement financials]]></category>
		<category><![CDATA[retirement plan]]></category>
		<category><![CDATA[retirement planning]]></category>

		<guid isPermaLink="false">http://gccihome.com/?p=457</guid>
		<description><![CDATA[When is the best time to retire? The answer is that is really depends on many personal issues that each person must consider. Here is a list of some of them. We will discuss them in more detail later in the post: Hate going into work Health issues Family requirements, such as grand children Time [...]]]></description>
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		<title>Choosing a Retirement Location</title>
		<link>http://gccihome.com/choosing-a-retirement-location/</link>
		<comments>http://gccihome.com/choosing-a-retirement-location/#comments</comments>
		<pubDate>Mon, 21 Nov 2011 12:07:41 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[choosing a place to retire too]]></category>
		<category><![CDATA[choosing a retirement location]]></category>
		<category><![CDATA[criteria for retirment location]]></category>
		<category><![CDATA[top retirement location]]></category>

		<guid isPermaLink="false">http://gccihome.com/?p=405</guid>
		<description><![CDATA[This is one of our biggest issues, choosing a retirement location. Were do we retire to? Should we stay were we are or move somewhere where it is warm. What about earthquakes , tornadoes, fire and hurricanes?  There always seems to be a negative with places that are warm. There is the entire family issue. [...]]]></description>
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		<item>
		<title>Transitioning into Retirement</title>
		<link>http://gccihome.com/transitioning-into-retirement/</link>
		<comments>http://gccihome.com/transitioning-into-retirement/#comments</comments>
		<pubDate>Mon, 07 Nov 2011 12:05:38 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[retirement budget]]></category>
		<category><![CDATA[retirement plan]]></category>
		<category><![CDATA[retirement planning]]></category>
		<category><![CDATA[retirement transitioning]]></category>
		<category><![CDATA[Transitioning into Retirement]]></category>

		<guid isPermaLink="false">http://gccihome.com/?p=402</guid>
		<description><![CDATA[Most people don’t want to retire to a life of a just hitting a tiny white ball around a well-manicured lawn. They actually want do something after they “retire” from their primary career. Trouble is, most people these days do not have a clue how to go about it. They have no idea what steps [...]]]></description>
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		<title>When Should I Take My CPP</title>
		<link>http://gccihome.com/when-should-i-take-my-cpp/</link>
		<comments>http://gccihome.com/when-should-i-take-my-cpp/#comments</comments>
		<pubDate>Fri, 21 Oct 2011 18:39:30 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Canada Pension Plan]]></category>
		<category><![CDATA[collecting my cpp]]></category>
		<category><![CDATA[early cpp payments]]></category>
		<category><![CDATA[retirement at 65]]></category>
		<category><![CDATA[retirement budget]]></category>
		<category><![CDATA[retirement plan]]></category>
		<category><![CDATA[retirement planning]]></category>
		<category><![CDATA[When Should I Take My CPP]]></category>

		<guid isPermaLink="false">http://gccihome.com/?p=398</guid>
		<description><![CDATA[I am turning 60 next year and wondering if I should take my CPP early along with the penalties or should I wait a few years and then take my CPP with less penalties? That is the question that is faced by many people every year and the common theme that I hear is &#8220;Take [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Biggest Money Mistakes</title>
		<link>http://gccihome.com/biggest-money-mistakes/</link>
		<comments>http://gccihome.com/biggest-money-mistakes/#comments</comments>
		<pubDate>Fri, 07 Oct 2011 12:09:28 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investing]]></category>
		<category><![CDATA[Biggest Money Mistakes]]></category>
		<category><![CDATA[Buying a Vacation Home as an Investment]]></category>
		<category><![CDATA[Chased Hot Stocks]]></category>
		<category><![CDATA[Failed to Re-balance]]></category>
		<category><![CDATA[Panic When the Market Dropped]]></category>
		<category><![CDATA[Selling an Investment Property too Soon]]></category>
		<category><![CDATA[Short Term Money into Hot Stocks]]></category>
		<category><![CDATA[Too Risk Adverse for My Age]]></category>

		<guid isPermaLink="false">http://gccihome.com/?p=408</guid>
		<description><![CDATA[We recently read an article online that discussed the standard money mistakes that the average consumer makes over their life time. Although this was a great article, we decided to write our own biggest money mistakes with some of our own real life situations that we have encountered. Selling an Investment Property too Soon: Buying [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Will My Money Last Through Retirement</title>
		<link>http://gccihome.com/will-my-money-last-through-retirement/</link>
		<comments>http://gccihome.com/will-my-money-last-through-retirement/#comments</comments>
		<pubDate>Thu, 22 Sep 2011 01:18:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[10% savings plan]]></category>
		<category><![CDATA[investment diversification]]></category>
		<category><![CDATA[retirement at 65]]></category>
		<category><![CDATA[retirement budget]]></category>
		<category><![CDATA[retirement planning]]></category>
		<category><![CDATA[Will My Money Last Through Retirement]]></category>

		<guid isPermaLink="false">http://gccihome.com/?p=384</guid>
		<description><![CDATA[This is the key question for many middle age people and seniors who are contemplating joining the retired ranks, &#8220;will my money last through my retirement years&#8221;? The baby boomers are retiring and we see various statistics that show that some people have lots of money saved while others know they will have to work [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Thanks for A Retirement System</title>
		<link>http://gccihome.com/thanks-for-a-retirement-system/</link>
		<comments>http://gccihome.com/thanks-for-a-retirement-system/#comments</comments>
		<pubDate>Wed, 07 Sep 2011 17:32:02 +0000</pubDate>
		<dc:creator>Paul</dc:creator>
				<category><![CDATA[Retirement System]]></category>
		<category><![CDATA[10% savings plan]]></category>
		<category><![CDATA[diversification]]></category>
		<category><![CDATA[investment stragegy]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[retirement at 65]]></category>
		<category><![CDATA[retirement plan]]></category>
		<category><![CDATA[Thanks for A Retirement System]]></category>

		<guid isPermaLink="false">http://gccihome.com/?p=236</guid>
		<description><![CDATA[We all love to gripe and groan about the state of something in North America. The government is spending too much money, our health care system is expensive and slow, we are paying more taxes and on and on. Sure some things can be improved and will be improved over the coming years, but we [...]]]></description>
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